About Us

Lawrence E. Smith & Associates  is exclusively dedicated to providing schools with innovative, cost effective student insurance options and solutions for the past 36 years.   Currently, more than 500 schools in 11 states implement programs administered by Lawrence E. Smith and Associates.

Our goal is to provide superior, courteous, service that school administrators and parents of injured kids expect and deserve. This has allowed us to. maintain the retention, confidence and trust of our participating school customers.

We represent many different insurance carriers.  As a result, we are able to provide unbiased program choices from various premier insurance companies.  Some of the companies we represent include:

  • Mutual of Omaha
  • NationWide Insurance Co.
  • Reliance Standard Life
  • Zurich Insurance Co.
  • Markel Insurance Co.




Established in 1976 

Lawrence E. Smith and Associates will set a standard of excellence in the student insurance industry based on integrity and dedication to our customers.  We will constantly strive to be an innovative leader providing quality programs for our customers and a superior level of service, while operating a financially successful enterprise.



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Where to Find Us:

Lawrence E. Smith & Associates 
1819 Clarkson Rd. Suite 300 
Chesterfield, MO 63017

Toll Free Phone:800-325-1350


Fax: 636-532-1737


Office Hours

Our General Office Hours are 

8:30am to 5pm CST

Monday through Friday