Products & Services

Lawrence E. Smith & Associates  offers a diverse range of exclusive products and solutions at affordable cost levels.  As an independent agency, we are able to offer unbiased options from various reputable insurance companies.

Student insurance solutions are available to protect students in: 

  • Public and Private Schools
  • Colleges and Universities
  • Vocational / Technical Schools

including the following special group activities:

  • Interscholastic and Intercollegiate Sports Programs
  • Intramural Sports Programs
  • Competitive Cheerleading Participant Coverage
  • Sports Camps, Recreational or Educational Camps
  • Club Sports 
  • Sports Leagues (baseball, football, basketball, etc.)
  • Group Travel
  • Head Start Programs 
  • Before and After School Programs
  • Pre-School Programs
  • Special Trips and Excursions
  • International and Foreign Exchange Student Coverage
  • Catastrophic Risk Coverage


Small or large risks, your request will be met with expert advice, individualized attention, and innovative solutions. Contact us and discover all we have to offer. Our staff is looking forward to speaking with you.

Where to Find Us:

Lawrence E. Smith & Associates 
1819 Clarkson Rd. Suite 300 
Chesterfield, MO 63017

Toll Free Phone:800-325-1350


Fax: 636-532-1737

Office Hours

Our General Office Hours are 

8:30am to 5pm CST

Monday through Friday